Updated for 2026/27
£20,000 After Tax 2026/27
| Period | Gross | Income Tax | National Insurance | Take-Home |
|---|---|---|---|---|
| Annual | £20,000 | £1,484 | £594 | £17,921 |
| Monthly | £1,667 | £124 | £50 | £1,493 |
| Weekly | £385 | £29 | £11 | £345 |
England, Wales & Northern Ireland rates. No pension or student loan deductions.
How your income is taxed
Personal Allowance — £12,579
Basic Rate (20%) — £7,421 (tax: £1,484)
| Band | Rate | Income in band | Tax paid |
|---|---|---|---|
| Personal Allowance | 0% | £12,579 | £0 |
| Basic Rate (20%) | 20% | £7,421 | £1,484 |
Get a personalised breakdown
Add pension contributions, student loan plan, or switch to Scottish rates.