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Child Benefit Clawback Calculator
Adjusted net income: £65,000.00
£50K
£60K
£70K
£80K
£90K
£100K
Number of children:
Total Child Benefit
£2,251.60/yr
HICBC charge (25%)
−£562.90/yr
Net benefit retained
£1,688.70/yr
💡 Pension escape strategy
A pension contribution of £5,000.00 would reduce your adjusted net income to £60,000, eliminating the HICBC entirely and saving you £562.90/year.
That pension contribution also attracts £2,000.00 of tax relief at higher rate — a double benefit.
See full breakdown with pension sacrifice →section4.title
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